Pre-Approval with Your Lender
A pre-approval means you know the limit you’ll be spending when you select a car. The key is to avoid going over a budget that makes sense for your personal financial security.
It’s also important to have someone actually understand and value your budget and financial wellbeing – and then help you with that. The loan officer at your credit union is on a flat pay scale, not commission-driven. Many lenders will talk about making the right decision for you, but do you trust them to be invested in it? That’s something your credit union brings to the table that can’t be guaranteed elsewhere, and there really is no way to adequately value that peace of mind.
As a credit union member, you’ve likely already have thought of many of these benefits. It’s nice to have a human connection with your lender and to do business with someone you trust. Finances can be quite complicated, and a trusting relationship with a credit union can make navigating those challenges much easier.
At the end of the day, working with your credit union is a decision to guarantee that you don’t have regrets about the financing decisions you make when you buy a car. When we started HaloCar we saw the value for the customer in working with your credit union, and that’s why we chose to partner with them. We’re confident that your lender can help you take control of your financial future while finding the car you want.
Have more questions about why we like working with credit unions, or any other car-buying topic? Give us a call, we’re here to help!